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All Real Estate Brokers are NOT alike! Find out why I am a top 2.5% real estate expert. Call me: 415-924-5099.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"We truly appreciate all your hard work..." "We truly appreciate all your hard work, kindness, & extreme patience..." Mike, Neely, and Cais Wang, Buyers Novato Read Quote > View All Quotes >
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Madeline Schaider is one of The
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 To see the French version, click here.
To set up, transfer, or terminate utility services, contact the following companies:
- Pacific Gas and Electric (PG&E), (800) 743-5000
- Marin Municipal Water District, (415) 924-4600
- North Marin Water District (Novato), (415) 897-4133
Disposal Companies:
- Belvedere, Corte Madera, Mill Valley, Strawberry, and Tiburon (including surrounding county areas), Mill Valley Refuse, (415) 457-9760
- Tam Valley (Unincorporated County of Marin, between the city of Mill Valley and the Sausalito/Marin City area). Tamalpais Community Service District, (415) 388-6393
- Sausalito and Marin City, Bay Cities Refuse, (415) 332-3646
- Larkspur, Ross, San Anselmo, San Rafael, Kentfield, Greenbrae, and Marinwood, (including unincorporated areas of Fairfax and San Anselmo), Marin Sanitary Service, (415) 456-2601
- Fairfax, Fairfax Refuse and Recycling, (415) 453-4610 743-5000
- Novato, Novato Disposal Services, (415) 897-4177
- West Marin, Shoreline Disposal Service/Waste Management, (800) 862-4659
- Bulk disposal and recycling, Marin Recycling Center, (415) 453-1404
DMV
After you move, make sure to contact the California DMV to change your address:
- Corte Madera: (415), 924-5560
- Novato: (415) 897-0490
PROPERTY TAXES
When you purchase or sell a home, the title company will take care of property taxes for the remainder of the tax period. Make sure your escrow officer explains this to you when you sign escrow documents.
After you move in to a new house you may receive a supplementary tax bill based on the new assessed value of the house. You must pay this.
IMPORTANT: You are responsible for the next semi-annual installment payment on your property taxes. If you do not receive a bill, contact the Marin Country Tax Collector (phone number below)--you are still responsible. Your taxes are delinquent after April 10 and December 10.
Marin County Tax Collector, (415) 499-6133
LOCATION A MARIN
·ELECTRICITE/GAZ:
Pacific Gas and Electric (PG&E), Tél:(800) 743-5000
· ABONNEMENT EAU:
L’eau n’est pas a la charge du proprietaire, vous devez donc payer votre propre consommation.
Marin Municipal Water District, Tél:(415) 945-1400
North Marin Water District (Novato) Tél: (415) 897-4133
· ORDURES MENAGERES/RECYCLABLES…. Disposal Companies:
Corte Madera, Mill Valley, Strawberry, Tiburon, Belvedere.
Mill Valley Refuse, Tél: (415) 457-9760
Tam Valley (Unincorporated County of Marin, between the city of Mill Valley and the Sausalito/MarinCity area).Tamalpais Community Service District, Tél: (415) 388-6393
Sausalito and Marin City, Bay Cities Refuse, Tél: (415) 332-3646
Larkspur, Ross, San Anselmo, San Rafael, Kentfield, Greenbrae, Marinwood.Marin Sanitary Service, Tel: (415) 456-2601
Fairfax, Fairfax Refuse and Recycling,Tél: (415) 453-4610
Novato, Novato Disposal Service, Tél: (415) 897-4177
West Marin, Shoreline Disposal Service/Waste Management, Tél: (800) 862-4659
Bulk disposal and recycling, Marin Recycling Center, Tel: (415) 453-1404
·ASSURANCE LOGEMENT:
BIDDLE-SHAW INSURANCE SERVICES 301 Junipero Sierra,Suite 204, San Francisco, CA 94127 Mr. Christian Irribaren (francophone)
Fax : (415) 586-2500 Tél : (415) 586-7200 x226 Mobilier, voiture (tarif competitifs), responsabilité civile, particuliers et PME
Pour la location, demandez une couverture avec responsabilite civile (liability coverage) 
Interest Rates >Locking in Loan Rates
It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What is the average price for a home in the United States?
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| A |
According to recent data published by the NAR, the national median price for existing single-family homes is now $230,000. |
See More Real Estate Trivia > |
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